A catalyst is a substance that enables or accelerates a chemical reaction without being affected itself. A catalyst is also a person or a thing that quickly causes a change or action. People or organizations at some time in their life need external input to re-ignite growth or to initiate the necessary changes in order to keep growing. They cannot do it on their own due to self bias or being too busy or not having been through the situation before. ICS Finance and its owner Franz-Philippe Przybyl act as growth catalysts for the personal growth of entrepreneurs and also the corporate growth of their companies.